The Fight for Injured Riders in Oklahoma
Riding a motorcycle offers a level of freedom that other drivers simply don’t understand. Unfortunately, many drivers also fail to “see” motorcycles on the road. When a crash occurs, the rider almost always pays the highest price.
At Lloyd & Lloyd, we know that motorcycle accidents are not just “small car crashes.” They involve different physics, more severe injuries, and—all too often—a “biker bias” from insurance companies who want to blame the rider by default. We step in to handle the legal complexities and the insurance adjusters so you can focus on your recovery.
Motorcycle Crash FAQs
What are common causes of motorcycle accidents?
Most motorcycle wrecks are caused by passenger vehicles failing to respect the rider’s right of way. Common scenarios include:
- Left-Turn Collisions: A car turns left directly in front of an oncoming motorcycle at an intersection.
- Blind Spot Accidents: A driver changes lanes without checking for the smaller profile of a bike.
- Distracted Driving: Drivers texting or using GPS who fail to notice a rider slowing down or stopping.
- Road Hazards: Potholes or loose gravel that are minor for a car but deadly for a motorcycle.
Do I have a case if I wasn’t wearing a helmet?
Yes. In Oklahoma, helmets are only legally required for riders and passengers under the age of 18. If you are an adult, not wearing a helmet does not disqualify you from seeking compensation for your injuries. However, the insurance company may try to use “comparative fault” to argue that your injuries were worsened by the lack of a helmet. We are experienced in countering these tactics to ensure you are treated fairly.
What kind of damages can I recover?
Because motorcycles lack the protection of a steel frame and airbags, injuries are often catastrophic. We fight for comprehensive damages, including:
- Economic Damages: Medical bills, skin grafts for road rash, specialized physical therapy, lost wages, and the cost of your bike and riding gear.
- Non-Economic Damages: Compensation for permanent scarring, chronic pain, and loss of enjoyment of life.
- Punitive Damages: In cases involving drunk or reckless drivers who showed a complete disregard for the safety of others.
How is “Biker Bias” handled in court?
There is a common misconception that all motorcyclists are “daredevils” or speeders. Insurance companies love to play into this stereotype to reduce your payout. We combat this by using accident reconstruction experts, witness statements, and traffic camera footage to prove the facts of the case: that you were a responsible rider victimized by someone else’s negligence.
Protecting Your Rights After a Ride Goes Wrong
Following a motorcycle crash, these actions are critical to protect your health and your future legal recovery:
- Seek Medical Attention Immediately. Even if you feel “fine” or just a little shaken up, the adrenaline of a crash often masks serious injuries like internal bleeding or concussions. Establishing a medical record on the day of the accident is the strongest evidence that your injuries were caused by the crash and not a later event.
- Ensure a Police Report is Filed. In Oklahoma, you are legally required to report any accident involving injury. A formal police report provides an objective account of the scene, road conditions, and often an initial determination of fault. Never agree to “settle it privately” with the other driver.
- Document the Scene (If You Are Able). Use your phone to take photos of the vehicles’ positions, any skid marks on the pavement, and the damage to your bike. If there are bystanders, get their names and phone numbers. Their “unbiased” testimony can be the difference-maker in a “he-said, she-said” dispute.
- Preserve Your Gear. Do not throw away your helmet, jacket, or boots, even if they are shredded. They are vital pieces of evidence that show the force of the impact and your commitment to safety.
- Say Nothing to the Other Driver’s Insurance. The adjuster may call you “just to check in” or “get your side of the story.” Their goal is to get you to admit partial fault. Refer all calls to your legal team at Lloyd & Lloyd.
- Stay Off Social Media. It is tempting to post about your accident to let friends know you are okay. However, insurance companies monitor social media looking for photos or comments they can use to downplay the severity of your injuries.
Experience the Lloyd & Lloyd Difference
If you or a loved one has been injured on a motorcycle, you need a firm that understands the specific challenges riders face. With over 40 years of experience in Sand Springs and the surrounding Oklahoma area, we have the resources and the dedication to see your case through to a successful verdict or settlement.