Lloyd & Lloyd, we know that myths about personal injury cases hold people back from seeking the justice they deserve. These myths can lead to confusion, frustration, and even prevent you from claiming compensation you’re rightfully owed. Here, we’ll clear up 10 common misconceptions about personal injury claims so you can make informed decisions if you’ve been hurt.
Myth 1: “I Can’t Afford a Personal Injury Lawyer”
Many people assume legal help is out of reach financially. However, most personal injury attorneys, including Lloyd & Lloyd, work on a contingency fee basis. That means you don’t pay anything upfront. We only get paid if you win, making legal help accessible for everyone.
Myth 2: “All Personal Injury Cases Go to Trial”
Courtroom scenes are dramatic on TV, but in reality, most cases settle without ever stepping foot in court. At Lloyd & Lloyd, we work to resolve cases efficiently while negotiating fair settlements so you can move forward with peace of mind.
Myth 3: “I Should Wait to See if I Heal Before Filing a Claim”
If you wait too long, you risk losing your right to file a claim altogether. Every injury case has a statute of limitations, a deadline for filing. Acting quickly protects your claim, preserves evidence, and gets the process started so you’re not left struggling.
Myth 4: “I Don’t Need a Lawyer; Insurance Will Cover Everything”
Insurance companies often aim to pay as little as possible, regardless of your needs. Having an attorney helps ensure you get the compensation you deserve. Lloyd & Lloyd attorneys advocate for you, countering the tactics insurers use to minimize or deny claims.
Myth 5: “If I Was Partly at Fault, I Can’t Recover Damages”
In many cases, you can still recover damages even if you share some fault, thanks to comparative negligence laws. This means you’re eligible for compensation, but your award may be adjusted based on your level of responsibility. Don’t assume partial fault leaves you empty-handed—speak to us, and we’ll help you understand what’s possible.
Myth 6: “Personal Injury Claims Are All About Greed”
Seeking compensation isn’t about “getting rich.” It’s about getting back what you’ve lost. Medical bills, lost wages, pain, and suffering all add up. Personal injury claims allow people to cover these essential expenses and begin healing without financial strain.
Myth 7: “Only Severe Injuries Warrant a Claim”
Even “minor” injuries can cause significant disruption, lead to medical expenses, and require time off work. If you’ve been hurt due to someone else’s negligence, it’s worth exploring your options. At Lloyd & Lloyd, we’re here to help assess the impact of your injuries, big or small.
Myth 8: “Claims Take Too Long and Aren’t Worth the Hassle”
Some cases take time, but an experienced lawyer can streamline the process. Many claims resolve quickly with professional guidance. Lloyd & Lloyd’s team is committed to making the process smooth and as stress-free as possible, allowing you to focus on recovery.
Myth 9: “Filing a Claim Will Ruin My Relationship with the Other Party”
Most claims are handled through insurance and don’t involve direct interactions with the other party. We handle the process professionally to preserve your relationships while getting you the compensation you need.
Myth 10: “I Can File Anytime – There’s No Rush”
Waiting to file is a costly mistake. Statutes of limitations mean you only have a set time to file a claim. Contact us as soon as possible after an injury to protect your right to compensation.
Get the Clarity You Need
Understanding the truth behind these myths can help you protect your rights and ensure you’re treated fairly after an injury. If you’re still unsure or want to discuss your situation, Lloyd & Lloyd is here to help. Reach out today for a free consultation, and let us guide you through every step of the process.